When you own a business in Reading, PA, it can be mind-boggling just how many different types of coverage you need for a single company. Business, professional liability, general liability, commercial insurance, property insurance, the list goes on and on. So let’s try to simplify it a bit. When you call Berks County Insurance for a commercial policy, what are you buying?

A basic commercial insurance policy is going to cover three things: Property, liability and workers’ comp. A commercial insurance could cover more, or less, if you don’t have employees, or if your company doesn’t really have a fixed address. But generally, commercial insurance is going to cover one or all of these things.

Liability can be a tricky one. You may not think that you need it since you’re just running a small startup out of your garage, but consider this: If someone injures themselves while delivering a new laptop to your address, and they see that, after having put all of your savings into the business, you have just a few thousand in the bank, but your business has a half million in holdings, how do you think their lawyer is going to strategize with that information? They’re going to try to build a case that their client was injured on your business’s property, not on your private property.

The sooner you get a commercial policy set up through Berks County Insurance, the better. You may wind up needing additional policies like professional liability and so on, but your commercial insurance is generally going to be the foundation of your company’s insurance plan, ensuring that all the basic risks are covered.

Mixed Martial Arts and Boxing insurance are unique products. The insurance is affordable, convenient, and application is extremely easy. Coverage is available as soon as possible, and you get a confirmation within an hour to your state boxing commission.

Types of coverage include:

Participant accident insurance coverage

The program protects all participants of the policyholder when participating in a sponsored event. The program includes event officials. Insurers get excess medical protection resulting from the covered injury. It also covers eligible expenses such as charges for any necessary medical service and treatment not exceeding the maximum medical expense benefit in your policy. Limits may range from $2000 to $50,000, and sometimes more.

You can choose accidental death and dismemberment in your coverage. The policy also can cover injuries resulting in dismemberment or death. In the event of a peril, the insurance company pays the amount set on your policy benefit.

General liability insurance coverage

The cover protects the employees, promoter, volunteers, and staff against claims of property damage liability, advertising injury liability, litigation costs, and bodily injury liability. There are no deductibles for the coverage.

Processing of claims is swift and in a professional manner. It takes 3-5 business days to issue policy documents and bind coverage.

Berks County Insurance in Reading, PA offers you reliable boxing insurance coverage that provides adequate protection. Our insurance agents help you choose the best selections for the policy options available. You can get savings by combining the various insurance policies, just ask the insurance agent on the best way to proceed for more explanation.

Choose a balanced solution that is both convenient and reliable. The agent will assess your needs and work more closely with you to provide support throughout your policy life. Contact us to discuss MMA/Boxing insurance and learn more about the benefits and how to get a quote. Alternatively, you can visit Berks County Insurance in Reading, PA.