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Purchasing life insurance can be a very personal experience. The process requires you to work with an agent who is willing to explain all of the terms and conditions and help you discover the options that work best for the situation. You must name a beneficiary for your policy, but do you need to notify them before you name them?
The Beneficiary
Before you begin the process of purchasing life insurance, make sure you know who your beneficiary will be. Although you have to name them, you don’t necessarily have to notify them that you are taking that course of action. You may also need to name an alternate in the event of an extenuating circumstance that would prevent them from accepting the claim. Discuss your decisions with a licensed agent before you begin the process and find out if there are any special circumstances in your area that would make it necessary to notify the beneficiary before the policy purchase.
Licensed Agents
Always work with an agent specifically licensed to sell life insurance and who has plenty of experience to help guide you through the process. You will want to work with someone you can trust and who is sympathetic to your individual wishes and needs. If you live in or around the Reading, PA area, you should contact Berks County Insurance for more information about their high-quality products that are offered by knowledgeable agents who care about their customers.
Resident in the Reading, PA area can rely on Berks County Insurance to help them protect their loved ones and offer solutions that work for any individual. Call or stop by the office for more details about life insurance.
