Many business owners invest in commercial insurance to protect their assets. Our Reading, PA team at Berks County Insurance is committed to helping business owners get the necessary coverage. We know that no two businesses are exactly alike, and we strive to help business owners get coverage that meets their unique needs.

What is Commercial Insurance?

Commercial insurance is insurance designed to protect business owners and their assets. Similar to auto insurance, or any insurance, commercial insurance provides liability protection for general risks and other forms of coverage. This insurance provides coverage for your business and employees and ownership. Commercial insurance provides liability coverage and property and business interruption coverage. Of course, a commercial insurance policy can provide a wide variety of different coverage designed to meet the unique needs of your business. This includes cyber liability coverage.

Does Commercial Insurance provide Business Liability Coverage?

Yes. Liability coverage is typically included as coverage provided by commercial insurance. Commercial liability coverage typically includes legal protection for lawsuits and protection against financial loss. This can include protection for defective products and other product issues that a business might be held responsible for. Similar to car insurance, commercial liability insurance also provides personal injury and property damage coverage. Also, commercial liability insurance can cover customer injury based on your advertising, business practices, and other negligent actions. As a business owner, it may be challenging to pay for unexpected situations that may arise. Commercial insurance provides financial and legal protection for your business. Call us if you have questions about commercial insurance and what’s covered. We’d be happy to help you explore the benefits of commercial insurance.