Commercial insurance is a good idea for any business to ensure that they’re covered in the event of common problems like property damage or customer injury on the property or due to faulty products. However, in any modern business, working online in some capacity is quite common. Businesses face unique risks when they own their own website. For example, customer data and other sensitive information could be hacked or locked out of their own computer due to ransomware. When you have commercial insurance, will it cover issues like this? That’s what we’re here to find out! Let’s take a closer look at whether or not commercial insurance covers cyber incidents and how you can find the right coverage for your business with our support at Berks County Insurance in Reading, PA.

Does Commercial Insurance Cover Cyber Incidents?

We all know that commercial insurance will cover physical property, but does it cover your digital assets, too? Unfortunately, it doesn’t. Cyber attacks and other cyber incidents are not covered under general commercial insurance policies, but that doesn’t mean that you can’t defend yourself. Cyber insurance policies will allow you to keep your digital assets protected, ensuring that you can cover the loss of data and any potential legal issues that may stem from a cyber attack. Keep in mind that this shouldn’t be an either/or situation. Having both commercial insurance and insurance policies like cyber insurance will guarantee that your business has the comprehensive protection it needs to continue operating successfully.

Find Commercial Insurance and More at Berks County Insurance

Are you ready to find the right coverage for your business? Start here at Berks County Insurance in Reading, PA. Contact us with any questions or compare quotes now!