Many drivers enjoy modifying their vehicles after they’ve already purchased auto insurance. You may not know that by doing so, auto insurance is often invalidated due to changes. As a driver, you must ensure your vehicle is valid and protected. So, here at Berks County Insurance in Reading, PA, we want to help ensure you can enjoy your modified car while still retaining your auto insurance.

Step 1: Document and Report Changes

The most important part of modifying your vehicle is documenting the changes. Any modifications you may make to the car must be documented and reported to your auto insurance. After you submit the documentation of changes to your auto insurance, we will appraise the value of your vehicle.

Step 2: Change Your Coverage

Once the appraisal is done, you’ll want to increase your limits to cover your car. Your quoted auto insurance limit may often not be enough to cover the value of your changes. In these situations, it’s best to adjust the limit to ensure everything is covered for auto, collision, and other insurance.

Step 3: Customize Your Auto Insurance

Some auto insurance policies will only cover modified cars up to a certain value. To help keep yourself protected, you’ll need to find custom car insurance. These policies are designed to be created so that you can ensure that your vehicle has adequate coverage. Having the proper coverage on a modified vehicle is crucial; if it’s totaled, it will be appropriately reimbursed.

Contact Berks County Insurance

If you’re modifying your car and making any interior or exterior changes, it’s best to report it to your auto insurance to stay insured. You can switch to custom car insurance if your auto insurance won’t approve the changes. Here at Berks County Insurance in Reading, PA, we’re ready to help you find the best insurance for your modded vehicle.