If you have students heading off to college, there’s a great deal to organize. There’s a lot to consider, from choosing courses and acquiring books to sourcing furniture and finding accommodation. Often, this might involve sharing a house or apartment.

If you’re choosing a rental property, Berks County Insurance in Reading, PA suggests considering us via renters’ insurance.

What Does Renters Insurance Cover?

Renters insurance covers tenants’ personal belongings, such as furniture, clothing, housewares, bedding, and certain electronics. Be sure to review your policy for any personal electronics coverage restrictions.

This insurance can cover your belongings against theft and damage caused by water or fire. It can even provide coverage for personal items while you’re traveling.

What About Liability Protection?

Most renters’ insurance policies also include liability coverage. This protects you if a visitor becomes injured while on your rental property. It even includes the ever-growing number of delivery personnel.

Additional Notes About Renters Insurances

Your landlord is likely insured, but this is usually to cover their own losses, not those of their tenants. That is your responsibility.

Something to remember is that when there are multiple tenants, each person listed on the lease should have their own renters’ insurance policies.

Renter’s insurance can frequently be combined with other policies, potentially saving you money.

Sometimes, a landlord or property manager might require tenants to have renters insurance. They might suggest a provider, but the choice is ultimately yours.

Learn More Today

Contact us to learn more about renters insurance and get a free quote today. You might be surprised by how affordable renters’ insurance can be. Reach out to us at Berks County Insurance in Reading, PA.

Before packing up for college, make sure you’re prepared. Include renters insurance in your plans. Contact us at Berks County Insurance today.